Home purchasing involves many financial considerations, including securing a mortgage, obtaining insurance coverage, and planning for future investments. Navigating these interconnected aspects can be overwhelming, especially for first-time homebuyers. Fortunately, there's a solution that can simplify the process and ensure you make the most informed decisions: working with a mortgage agent. These knowledgeable professionals assist with mortgage arrangements and offer invaluable support in insurance and investment planning.

Are you feeling weighed down by multiple debts and struggling to manage your finances? You may want to free up extra cash or reduce your monthly expenses. Well, we have great news for you! Mortgage refinance, and debt consolidation are two powerful tools that can help you regain control of your financial situation. In this blog, we will explore the benefits of mortgage refinance and debt consolidation and how they can be the key to unlocking your financial freedom.

Purchasing a home is a monumental decision often involving complex financial arrangements, legal considerations, and countless hours of research. Many prospective homebuyers opt for the Do-It-Yourself (DIY) approach, believing they can navigate the intricate process independently. However, there's a compelling case to be made for enlisting the expertise of a mortgage agent. These professionals are skilled in securing the best mortgage deals, simplifying the home-buying journey, and providing valuable guidance.

As a professional mortgage broker, it’s essential for me to keep updated on the latest trends in the industry. To do this, I need to find fresh sources of creative inspiration while staying connected to other professionals. Only with these connections and resources is it possible to acquire the information my clients need to succeed with their mortgage plans and applications.

Original Article Source Credits:   Loans Canada , https://loanscanada.ca/

Article Written By:   MARK GREGORSKI

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Link to Original Article:  https://loanscanada.ca/credit/what-to-do-if-you-have-a-zero-credit-score/

Original Article Source Credits:   CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/

Article Written By:  Steve Huebl

Original Article Posted on:  February 2, 2021

Link to Original Article:  https://www.canadianmortgagetrends.com/2021/02/could-mortgage-rates-start-to-rise-sooner-than-expected/

Original Article Source Credits: Move Smartly, https://www.movesmartly.com/

Article Written By: David Larock

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Link to Original Article: https://www.movesmartly.com/articles/fixed-or-variable-rate-mortgage-right-now-its-no-contest

Original Article Source Credits: Benefits Canada, https://www.benefitscanada.com/

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Original Article Posted on: 18th December 2020

Link to Original Article: https://www.benefitscanada.com/investments/strategies/head-to-head-should-pension-plans-be-investing-actively-or-passively-154461

Original Article Source Credits:   Benefits Canada , https://www.benefitscanada.com/

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Link to Original Article:  https://www.benefitscanada.com/news/esg-issues-seeing-pension-plans-focus-on-ethical-responsible-investing-152850

COVID-19 has created instability in employment, which has left banks trying to minimize the risk of defaults and subsequent losses. Therefore, banks are being more careful than usual in identifying and confirming sources of income for mortgages.

Original Article Source Credits:   CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/

Article Written By:  Steve Huebl

Original Article Posted on:  November 11, 2020

Link to Original Article:  https://www.canadianmortgagetrends.com/2020/11/optimism-returns-to-the-markets-could-fixed-rates-start-to-rise/

Original Article Source Credits:   Calgary Herald , https://calgaryherald.com/

Article Written By:  Joel Schlesinger 

Original Article Posted on:  Nov 20, 2020

Link to Original Article:  https://calgaryherald.com/life/homes/new-homes/many-canadian-home-buyers-misguided-about-mortgages-survey-finds

Original Article Source Credits:   CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/

Article Written By:  Steve Huebl

Original Article Posted on:  September 29, 2020

Link to Original Article:  https://www.canadianmortgagetrends.com/2020/09/pandemic-has-increased-homebuying-intentions-among-young-canadians/

Original Article Source Credits:    CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/

Article Written By:  Steve Huebl

Original Article Posted on:  September 10, 2020

Link to Original Article:  https://www.canadianmortgagetrends.com/2020/09/bank-of-canada-reaffirms-its-low-rate-outlook/

Original Article Source Credits:   Better Dwelling , https://betterdwelling.com/

Article Written By:  NA

Original Article Posted on:  SEPTEMBER 27, 2020

Link to Original Article:  https://betterdwelling.com/this-weeks-top-stories-canadian-real-estate-prices-forecasted-to-fall-as-households-make-fewer-payments/#_

Creating beautiful memories in a cozy new house, which is spacious and has all the latest mod-cons, is the dream of millions. However, if you're looking to secure a mortgage to fund this aspiration, you may have tons of questions about mortgages but may find it tricky to get all the answers that you're seeking.

As the housing authorities have enforced stricter rules on lending amid the recession caused by the pandemic, for a mortgage borrower, it can be a confusing time. Seeking advice from a mortgage specialist during these volatile times can be your best bet in understanding these market conditions. However, amidst the crisis, there have been certain misconceptions surrounding the role of mortgage brokers and their service among borrowers.

Your future home won’t cost you an arm or a leg if you set a proper financial plan. So, before you jump-start the homeownership process, it’s important to understand your financial picture. It will give you an idea of the type of mortgage product you will have to opt for. However, as a house is a significant investment and a mortgage is a major responsibility, it’s advisable to seek guidance from an expert who is well connected with various financial resources, like a mortgage broker. 

The COVID-19, or coronavirus, has left all of us in an unprecedented situation with unknown threats, the fear of financial instability, and with the uncertainty of an unknown and scary near future.

Finding the right mortgage that suits your needs and fits your budget requires you to go through several intricate steps. You need to consider the rate of interest, terms of payment, and also other factors such as the lender’s experience and reputation. As a layperson, shopping for a mortgage can be difficult and confusing. Therefore, it’s best to enlist the services of an experienced mortgage agent.